Long-Term Care Planning
Having a long-term care plan is a valuable gift.
Relying on family to provide care can place an emotional and financial burden on loved ones. As your trusted financial partner, we can help with a plan for your long-term care that considers your unique goals, hopes, and family.
Why is it smart to plan ahead?
What is long-term care?
Long-Term Care Can Include:
- Changes to your home to make it safer, more comfortable, and easier to get around.
- Technology that helps you stay independent.
- Help with housekeeping, meals, and personal care like bathing or getting dressed .
- Skilled medical care provided by a nurse or other health care professional.
Some Long-Term Care Options:
- Many people receive long-term care at home, much of it provided by family and friends.
- There are also home and community-based services offered by public and private organizations such as home-delivered meals, visiting nurses, and supervised programs during the day.
- Some people decide it makes sense to move to a different type of living arrangement such as retirement communities, assisted living facilities, and nursing homes.
How We Can Help.
LEARN
Understanding Options
The options for long-term care have evolved greatly beyond just nursing homes. Today, the options also include assisted living, home health services, independent living, adult daily/foster care, and hospice. It's important to understand all of your options so you can have a sense of what setting may be best, based on you or your loved ones specific needs.
Planning
Planning for the Cost
The costs for long-term care can be expensive. The cost of care will vary depending on the type of services you need. Whether or not you've already started meeting with potential service providers, we can help you begin planning for the costs and see if you qualify for any assistance programs.
