When you adopt a dog, you commit yourself to change. There is no way around it. It means a new addition to the house and everyone who lives there will be affected. In 2011, our newest member was Aibee (named from the movie THE HELP, because she is good, she is smart, and she is […]
Mutts and Money: A Tale of Embracing Change Read More »
Keep More. Send Uncle Sam Less. Don’t get me wrong. I love America. But let’s hold onto as much of our hard-earned money as possible and take advantage of tax breaks. We’re all about tax avoidance, which is entirely different from tax evasion (that’s illegal)! But taxes can and do diminish your retirement nest egg.
Winning Tax Strategies: From First Save to Final Score Read More »
Dear friends, I hope you read this with a steaming mug of a holiday beverage in hand. Doesn’t time move quickly? Being a working mom reinforces this truth, as every holiday season seems to swing around faster than the one before it. Each December, I reflect on the year to remain present in my beautiful
2023: A Year in Review Read More »
Inflation was a hot topic last year and still seems to be a lingering concern for many people. So, let’s review the current inflation climate and discuss how to prepare for the upcoming year. Before we dive in, let me explain what inflation is and how it affects…well, everything. Inflation is the rate at which
Navigating Inflation: Reflecting and Deflecting Read More »
As you read this, you might be considering working with someone on your finances. If you ask me, I think that’s a great idea. As unbiased as it can sound, everyone needs someone in their life to help guide them to make wise financial decisions. Whoever you ultimately choose to work with—or not—seeking professional financial
Have you ever decided to be more active or live a healthier lifestyle? Do you regularly set goals to improve your overall health? What measures have you taken to work towards these goals? Just as someone embarking on a fitness journey asks questions to better their physical well-being, you too can take steps to improve
Get in Shape: Tips for a Stronger Financial Future Read More »
If you’re nearing your 62nd birthday, get ready! The time has come to decide when and how to start collecting your Social Security benefits. I know you’re thinking: “When should I start collecting?” I’ll let you know now that the answer depends on you and your unique situation. However, the current window to collect Social
To Claim or Not to Claim: When Should You Collect Social Security? Read More »
With four distinct parts, Medicare can be an alphabet soup of complexity. Our goal is to help you understand each part and how they impact your healthcare costs. So, let’s wrap our heads around it. Medicare is federal health insurance available to nearly all U.S. citizens and legal residents 65 years of age and over
The ABCDs of Medicare: What Covers What? Read More »
Truth be told, it’s more likely that you’ll live longer than your grandparents did. The flip side is that you may spend far more on doctors’ bills and treatment for chronic illnesses than your parents or grandparents. With healthcare costs continuing to rise along with life expectancies, health savings accounts (HSAs) are an increasingly popular
HSA 101: A 2023 Guide to Health Savings Accounts Read More »
Time flies when you’re having funds. Start saving NOW. Your 20s and 30s are a time for careers to blossom and income to grow. While it can be tempting to increase your lifestyle in tandem with income increases, be careful with the “I’ll save later” mentality. Folks routinely live into their 80s and 90s these
You’re Only Young Once: Your Retirement Reality Check Read More »
